Financial Aid

Entrance Counseling & Institutional Requirements

Print Share on Facebook Share on Twitter Share by Email

Entrance Requirements

Entrance Loan Counseling – Requirement

Graduate Entrance Loan CounselingWelcome to Western University of Health Sciences. To be in compliance with Federal regulations, all Western University students who are planning on paying for their education through the Direct Federal Stafford Loan program and Grad Plus Loan program must complete the Entrance Loan Counseling online. The purpose of the entrance interview is to provide the student with important information regarding their rights and responsibilities as a student borrower. This requirement also applies to students who have previously borrowed at another institution. Loan funds cannot be released/disbursed until this requirement has been met.

The Entrance Loan counseling may be completed on line by clicking Direct Loan Entrance Counseling You will need to “Log in” FIRST with your  user ID and password , you will then need to select “Complete  Counseling” from the list, select “Entrance Counseling”, ” select your school”, “add school to notify”, select Entrance Counseling for “Graduate or Professional”  at the bottom of the page. The on line counseling session will take about 30 minutes to complete, you CANNOT save or try to return to finish the entrance counseling at a later time, it MUST be completed in one step.

Once you have successfully completed the counseling session, an electronic confirmation will be sent to your email. Please print a copy of your confirmation for your records, all exam results will be sent to financial aid electronically. The deadline to complete your Entrance Loan Counseling is June 30, 2016.

Please note: Direct Federal Loans and Grad PLUS loans cannot be disbursed until all documentation (entrance counseling and the master promissory note) are accurately completed.

Understanding Financial Aid and Managing your Loans – Presented by The Office of Financial Aid


Institutional Requirements

Direct Deposit Through Electronic Funds Transfer

All students acquiring aid (scholarships, stipends, federal, or alternative student loans) are required to complete a mandatory online Direct Deposit form as university funds are disbursed through Electronic Funds Transfer (EFT).  The amount disbursed to the student’s checking account is the balance of financial aid, minus tuition and any fee charges, on the specified disbursement dates to the student’s class (Disbursement Schedule). Students must complete the Direct Deposit form on Self-Service(BanWeb).  Students will need their bank routing number and their account number.

Meeting With A Counselor – Requirement

All entering students receiving any type of federally funded student aid for the first time at Western University will be required to meet with a Financial Aid Counselor. The time and the date will be announced via your WesternU email.

Credit – Grad PLUS and Alternative Loans

Students applying for Grad PLUS and Alternative Loans should know that lenders will check your credit worthiness each time you apply for a loan. We highly recommend that you obtain a current copy of your credit report and review it for the following:

  • Incorrect credit information
  • Delinquent payments – accounts currently 90 days or more delinquent
  • Accounts sent to collections
  • Bankruptcy (Chapters 7,11 or 12)
  • County/State/Federal tax liens or judgments within last 5 years
  • Repossessions within the last 5 years
  • Unpaid (with a balance greater than zero) collection accounts and charge offs

Other items considered to be adverse conditions for a denied credit check

  • Foreclosure proceedings started
  • Foreclosure within the last 5 years
  • Wage garnishment within last 5 years
  • Lease or Contract terminated by default

Below are the web sites for three agencies that compile credit information. You can contact one or all three to request your most recent credit report:

NOTE: Students are required to reapply for financial aid every year if interested in receiving financial aid for each subsequent year.