{"id":3193,"date":"2022-07-13T16:05:35","date_gmt":"2022-07-13T16:05:35","guid":{"rendered":"https:\/\/stagewp.westernu.edu\/financial\/?page_id=3193"},"modified":"2025-02-13T22:59:41","modified_gmt":"2025-02-13T22:59:41","slug":"whats-new","status":"publish","type":"page","link":"https:\/\/www.westernu.edu\/financial\/financial-literacy\/whats-new\/","title":{"rendered":"What\u2019s New"},"content":{"rendered":"<section class=\"hero-secondary\">\n  <div class=\"relative bg-black\">\n                <img decoding=\"async\" class=\"adhere object-cover\" src=\"\" srcset=\"\" sizes=\"100vw\" alt=\"\">\n      <div class=\"adhere gradient-overlay\"><\/div>\n        <div class=\"relative container pt-56 md:pt-112 pb-144 md:pb-192\">\n      <div class=\"md:flex md:justify-between px-12\">\n        <div class=\"sm:w-8\/12 md:w-6\/12 xl:w-5\/12 px-12\">\n                      <div class=\"mb-20\">\n              <div class=\"block font-sans font-bold text-14 text-white leading-130\">\n  <span class=\"inline-block\">\n    <a href=\"\/\" class=\"block hover:underline\">WesternU<\/a>\n  <\/span>\n      <span class=\"inline-block mx-6\">\/<\/span>\n          <a href=\"https:\/\/www.westernu.edu\/financial\" class=\"inline-block hover:underline\">Financial Aid<\/a>\n          <span class=\"inline-block mx-6\">\/<\/span>\n      <a href=\"https:\/\/www.westernu.edu\/financial\/financial-literacy\/\" class=\"inline-block hover:underline\">Financial Literacy<\/a>\n    <span class=\"inline-block mx-6\">\/<\/span>\n    <span class=\"inline-block\">Heading Text<\/span>\n  <\/div>            <\/div>\n                                        <h1 class=\"t-h1-sans  text-white\">Heading Text<\/h1>\n        <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-start\">\n              <div class=\"w-full lg:w-5\/12 2xl:w-4\/12 -mt-80 md:-mt-112 mb-48 px-12 lg:pr-32\">\n                              <nav class=\"py-28 px-40 2xl:px-64 rounded-5 md:rounded-8 bg-gray-darker text-white mb-40\">\n            <ul>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/www.westernu.edu\/financial\/financial-literacy\/\" target=\"_self\" rel=\"noopener\">Financial Literacy<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/www.westernu.edu\/financial\/financial-literacy\/whats-new\/\" target=\"_self\" rel=\"noopener\">What\u2019s New<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/www.westernu.edu\/financial\/financial-literacy\/resources-links\/\" target=\"_self\" rel=\"noopener\">Resources &amp; Links<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/www.westernu.edu\/financial\/financial-literacy\/glossary\/\" target=\"_self\" rel=\"noopener\">Glossary<\/a>\n                <\/li>\n                          <\/ul>\n          <\/nav>\n                            <\/div>\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content lg:w-7\/12 2xl:w-7\/12\">\n        <p>The Financial Aid Office would like to present\u00a0 \u201cWhat\u2019s New\u201d, a helpful resource to bring you the tools to educate you with financial literacy and the fundamentals of smart financial goals and to further help you in all aspects of your life to build a healthier financial future.<\/p>\n<hr \/>\n<p>Congratulations to all of our incoming new students! The Financial Aid Office looks forward to serving you while you are here over the next few years and beyond. We feel that this site will be particularly helpful to you as you navigate through the financial aid process, budgeting and repayment strategies!<\/p>\n<p><a title=\"Overview of the Financial Aid Process\" href=\"https:\/\/www.westernu.edu\/financial\/about\/overview-process\/\" target=\"_blank\" rel=\"noopener\">Overview of the Financial\u00a0 Aid Process<\/a><\/p>\n<hr \/>\n<p>FastWeb provides graduate student information, scholarships for graduate students, timely articles for graduate students as well as deals and promos!<\/p>\n<p><a href=\"https:\/\/www.fastweb.com\/content\/graduate-students\" target=\"_blank\" rel=\"noopener\">Fastweb<\/a><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-center\">\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content xl:w-10\/12 2xl:w-9\/12\">\n        <p><strong>To All of our WesternU Students,<\/strong><\/p>\n<p>There are many companies that try to scam students into signing-up for their services to help with repayment, consolidation and overall student debt relief. <strong>Please be very careful to<\/strong>\u00a0<strong>NOT sign-up with these companies\u00a0as they will\u00a0charge you a fee for their services and\/or mislead you into thinking that they will save you thousands of dollars if you sign up for their<\/strong>\u00a0<strong>service.<\/strong>\u00a0<strong>These services are always FREE<\/strong>\u00a0<strong>from your lender\/servicer; students should never have to pay a fee for these types of services!<\/strong><\/p>\n<p>The Consumer Financial Protection Bureau (CFPB) has published a description of actions they\u2019ve taken to stop student loan debt relief scams that attempt to trick borrowers into paying upfront fees for federal loan benefits. The CFPB advisory includes a list of warning signs borrowers should watch for, how to understand options and get help, and how to submit a formal complaint.<\/p>\n<p><a href=\"https:\/\/www.consumerfinance.gov\/about-us\/events\/archive-past-events\/evolutions-in-consumer-debt-relief-event\/\">Consumer Advisory:<\/a> Student loan debt relief companies may cost you thousands of dollars and drive you further into debt<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n\n\n\n\n<section class=\"relative my-48 md:my-72\" vue-app>\n  <div class=\"container\">\n        <app-accordion class=\"px-24 lg:w-4\/5 mx-auto\">\n              <app-accordion-item class=\"accordion-group block leading-1 opt-1\" content-class=\"accordion-group__panel wysiwyg-content\">\n          <template #accordion-trigger=\"{ href, visible, setRef, clickHandler }\">\n            <a :href=\"'#' + href\" \n              :ref=\"setRef\"\n              :class=\"['accordion-group__button scroll-mt-160', {'accordion__trigger_active': visible}]\"\n              @click.stop.prevent=\"clickHandler\"\n            >\n            <span class=\"block py-10\">\n              What you should do if you are VICTIMIZED\n            <\/span>\n            <span class=\"accordion-group-icon relative flex w-56 h-56 ml-20 justify-center items-center bg-black rounded-full flex-shrink-0\">\n                            <span class=\"w-16 icon-chevron-down\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l192 192z\"\/><\/svg>\n              <\/span>\n              <span class=\"w-16 icon-chevron-up\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 105.4c12.5-12.5 32.8-12.5 45.3 0l192 192c12.5 12.5 12.5 32.8 0 45.3s-32.8 12.5-45.3 0L256 173.3 86.6 342.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3l192-192z\"\/><\/svg>\n              <\/span>\n                          <\/span>\n            <\/a>\n          <\/template>\n          <template #accordion-content>\n            <p>1) \u00a0If funds are being (or will be) automatically withdrawn from your checking\/savings account, you need to immediately notify your banking institution of the unauthorized\/fraudulent activity from \u201csaid\u201d company. \u00a0This will put a \u2018fraud alert\u2019\u00a0on your account, thus preventing this activity to continue.<\/p>\n<p>2) If you are in the process of signing final documents, withdraw the request. \u00a0If final documents have been signed, withdraw the request.<\/p>\n<p>3) \u00a0Immediately change your FSA ID and\/or Password to prevent \u201csaid\u201d company from accessing\u00a0the National Student Loan Data Base\u00a0data.<\/p>\n<p>4) \u00a0Notify your federal loan servicer of the situation, so they may place the necessary \u2018flags\u2019\/\u2019comments\u2019 to your student account.<\/p>\n<p>5) Stay connected with WesternU through the Alumni Office.\u00a0 The Financial Aid Office will post or send out updates to\u00a0<em><strong>all<\/strong><\/em>\u00a0students concerning matters such as these and other important information as it becomes available.\u00a0\u00a0<a title=\"Welcome to the WesternU Alumni Association\" href=\"\/alumni\/association\/\" target=\"_blank\" rel=\"noopener\">Welcome to the WesternU Alumni Association<\/a><\/p>\n\n          <\/template>\n        <\/app-accordion-item>\n          <\/app-accordion>\n  <\/div>\n<\/section>\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-center\">\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content xl:w-10\/12 2xl:w-9\/12\">\n        <p>&nbsp;<\/p>\n<p>Please feel free to reach out to the Financial Aid Office with any questions or concerns you may have regarding any type of questionable correspondence you may receive. <strong><a href=\"mailto:finaid@westernu.edu\">finaid@westernu.edu<\/a><\/strong><\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n\n\n\n\n<section class=\"relative my-48 md:my-72\" vue-app>\n  <div class=\"container\">\n        <app-accordion class=\"px-24 lg:w-4\/5 mx-auto\">\n              <app-accordion-item class=\"accordion-group block leading-1 opt-1\" content-class=\"accordion-group__panel wysiwyg-content\">\n          <template #accordion-trigger=\"{ href, visible, setRef, clickHandler }\">\n            <a :href=\"'#' + href\" \n              :ref=\"setRef\"\n              :class=\"['accordion-group__button scroll-mt-160', {'accordion__trigger_active': visible}]\"\n              @click.stop.prevent=\"clickHandler\"\n            >\n            <span class=\"block py-10\">\n              FAFSA Renewal\n            <\/span>\n            <span class=\"accordion-group-icon relative flex w-56 h-56 ml-20 justify-center items-center bg-black rounded-full flex-shrink-0\">\n                            <span class=\"w-16 icon-chevron-down\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l192 192z\"\/><\/svg>\n              <\/span>\n              <span class=\"w-16 icon-chevron-up\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 105.4c12.5-12.5 32.8-12.5 45.3 0l192 192c12.5 12.5 12.5 32.8 0 45.3s-32.8 12.5-45.3 0L256 173.3 86.6 342.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3l192-192z\"\/><\/svg>\n              <\/span>\n                          <\/span>\n            <\/a>\n          <\/template>\n          <template #accordion-content>\n            <p>The Free Application for Federal Student Aid (FAFSA) will be available as early as October 1, of each year. WesternU will begin processing in January and have awards available by April\/May. Income used on the FAFSA will be from\u00a0<strong>two years<\/strong>\u00a0prior to the application year, referred to as \u201c<a title=\"Doctor of Pharmacy \u2013 International (PharmD)\" href=\"\/financial\/student-budgets\/pip\/\" target=\"_blank\" rel=\"noopener\"><u>Prior-Prior Year<\/u><\/a>\u201d (PPY), rather than only one year prior to the application year.<\/p>\n\n          <\/template>\n        <\/app-accordion-item>\n              <app-accordion-item class=\"accordion-group block leading-1 opt-1\" content-class=\"accordion-group__panel wysiwyg-content\">\n          <template #accordion-trigger=\"{ href, visible, setRef, clickHandler }\">\n            <a :href=\"'#' + href\" \n              :ref=\"setRef\"\n              :class=\"['accordion-group__button scroll-mt-160', {'accordion__trigger_active': visible}]\"\n              @click.stop.prevent=\"clickHandler\"\n            >\n            <span class=\"block py-10\">\n              Sequestration \u2013 What is it and how does it affect student Financial Aid?\n            <\/span>\n            <span class=\"accordion-group-icon relative flex w-56 h-56 ml-20 justify-center items-center bg-black rounded-full flex-shrink-0\">\n                            <span class=\"w-16 icon-chevron-down\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l192 192z\"\/><\/svg>\n              <\/span>\n              <span class=\"w-16 icon-chevron-up\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 105.4c12.5-12.5 32.8-12.5 45.3 0l192 192c12.5 12.5 12.5 32.8 0 45.3s-32.8 12.5-45.3 0L256 173.3 86.6 342.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3l192-192z\"\/><\/svg>\n              <\/span>\n                          <\/span>\n            <\/a>\n          <\/template>\n          <template #accordion-content>\n            <p><em>Sequestration<\/em>, sometimes called the\u00a0<em>sequester<\/em>, is a process that automatically cuts the federal budget across most departments and agencies.<\/p>\n<p>The Direct Loan Program is affected by sequestration in that loan fees are\u00a0charged to Direct Loan borrowers. The fees can change annually.<\/p>\n\n          <\/template>\n        <\/app-accordion-item>\n              <app-accordion-item class=\"accordion-group block leading-1 opt-1\" content-class=\"accordion-group__panel wysiwyg-content\">\n          <template #accordion-trigger=\"{ href, visible, setRef, clickHandler }\">\n            <a :href=\"'#' + href\" \n              :ref=\"setRef\"\n              :class=\"['accordion-group__button scroll-mt-160', {'accordion__trigger_active': visible}]\"\n              @click.stop.prevent=\"clickHandler\"\n            >\n            <span class=\"block py-10\">\n              Repaying Your Student Loans \n            <\/span>\n            <span class=\"accordion-group-icon relative flex w-56 h-56 ml-20 justify-center items-center bg-black rounded-full flex-shrink-0\">\n                            <span class=\"w-16 icon-chevron-down\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l192 192z\"\/><\/svg>\n              <\/span>\n              <span class=\"w-16 icon-chevron-up\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 105.4c12.5-12.5 32.8-12.5 45.3 0l192 192c12.5 12.5 12.5 32.8 0 45.3s-32.8 12.5-45.3 0L256 173.3 86.6 342.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3l192-192z\"\/><\/svg>\n              <\/span>\n                          <\/span>\n            <\/a>\n          <\/template>\n          <template #accordion-content>\n            <p>This is a comprehensive document that will help guide you through your repayment options and what you should do before you graduate.\u00a0 The site also contains repayment calculators for you to explore your options with the different repayment plans available.<\/p>\n<p><a title=\"Repaying Your Student Loans\" href=\"\/financial\/loan-counseling\/repay-loan\/\" target=\"_blank\" rel=\"noopener\">Repaying Your Student Loans<\/a><\/p>\n\n          <\/template>\n        <\/app-accordion-item>\n          <\/app-accordion>\n  <\/div>\n<\/section>\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-center\">\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content xl:w-10\/12 2xl:w-9\/12\">\n        <p><strong>\u201cGet a <a href=\"http:\/\/www.ahadataviewer.com\" target=\"_blank\" rel=\"noopener\">FREE Hospital Profile<\/a>!\u201d <\/strong>Enter the Hospital name and click download and then open. Students can see if the hospital would qualify for PSLF!<\/p>\n<hr \/>\n<p><strong>Public Service Loan Forgiveness Guide\/tool \u2013<\/strong><strong> Income-Driven Repayment Plans &amp; Public Service Loan Forgiveness.\u00a0<\/strong><\/p>\n<p><a href=\"https:\/\/studentloans.gov\/myDirectLoan\/pslfFlow.action?&amp;_ga=2.180888290.4168733.1548370414-2132960458.1486072008#!\/pslf\/launch\" target=\"_blank\" rel=\"noopener\">PSLF Tool<\/a><\/p>\n<hr \/>\n<p><strong>Federal\u00a0Student Aid\u00a0\u2013 website is a fantastic resource for students!<\/strong><\/p>\n<p><a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">Federal Student Aid<\/a>, Department of Education. This is a very informative site for prospective, new, and continuing students.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n\n\n\n\n<section class=\"relative my-48 md:my-72\" vue-app>\n  <div class=\"container\">\n        <app-accordion class=\"px-24 lg:w-4\/5 mx-auto\">\n          <\/app-accordion>\n  <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":80,"featured_media":0,"parent":5,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-3193","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/pages\/3193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/users\/80"}],"replies":[{"embeddable":true,"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/comments?post=3193"}],"version-history":[{"count":20,"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/pages\/3193\/revisions"}],"predecessor-version":[{"id":7224,"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/pages\/3193\/revisions\/7224"}],"up":[{"embeddable":true,"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/pages\/5"}],"wp:attachment":[{"href":"https:\/\/www.westernu.edu\/financial\/wp-json\/wp\/v2\/media?parent=3193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}